Health Insurance Health Insurance

Currently, individual health insurance policies are much more expensive and/or do not offer the same services as group insurance. However, in most states, the law does not allow people to form a group for the purpose of getting health insurance. Should it be legal for people to form a group themselves, such as through the internet, for the purpose of getting a group insurance policy? For more information on Health Insurance read this: https://en.wikipedia.org/wiki/Health_insurance