Elaborate on one point made from the Naude and Chiweshe (2017) reading and one point from the Tikhomirov and Plotnikov (2018) reading. Draw on a series of risk factors you have researched and which may be related to or affect your personal budgeting.READING 1: Naude, M. J., & Chiweshe, N. (2017). A proposed operational risk management framework for small and medium enterprises. South African Journal of Economic and Management Sciences, 20(1). https://doi.org/https://doi.org/10.4102/sajems.v20i1.1621 ProQuestREADING 2:Tikhomirov, D., & Plotnikov, V. (2018). The minimisation of risks in project finance: Approaches to financial modelling and structuring. MATEC Web of Conferences, 193, 5069. https://doi.org/https://doi.org/10.1051/matecconf/201819305069
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