Loan Amortization

Your family is considering purchasing a house and investing in a business venture. You started the structure for a loan amortization table and the investment table. You will complete the first five years of the 20-year loan amortization table. To complete the table, you will enter formulas to calculate the beginning balance, monthly payment, and ending balance. You will use financial functions to calculate the interest and principal paid for each monthly payment. In addition, you want to calculate cumulative interest after the first year, total interest over the life of the loan, and the amount of principal paid after the first year. You also want to see how many months half or more of the payment is for interest. You will then focus your attention on completing an investment table using date functions, formulas, and a financial function to calculate the future value of the investment.

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