Finance

Obtain a great basic explanation of a credit score and a credit report at: Your Credit Score and Credit Report Explained: Obtain a free credit score from: https://www.freecreditscore.com/ Obtain a free credit report from:www.annualcreditreport.com Obtain a quick How to introduction for managing your credit from: Managing Credit Find out the basics of borrowing money at Borrowing Basics available through the Resources section Develop an overview of how to successfully manage your credit and obtain a loan. Write a six- to ten-page paper (including the cover page and a references page) to explain your credit management process and what the banker will consider. You will need to get your free Experian Credit Report and your free Experian Credit Score to complete this paper. You must include sections for the following topics: An overview of the credit management process What does your Experian credit report comprise? What are the strong points of your credit report? What are the weak points of your credit report? What must you do to improve your credit report? What is your Experian credit score (number value)? What is your Experian credit score rating (e.g., poor, good, or excellent)? What items will a banker consider if/when you request a loan for a house? Describe each of the four Cs a banker will consider in the loan decision making process. As you discuss the four Cs, identify the source of the information for each C.

Research financial analysis using financial ratios. Identify and describe the five most important ratios for a potential equity investor. Explain the reasoning for your selection. Illustrate your discussion using numerical examples and respond to the following questions: Identify and describe the five most important ratios for a potential bond investor in a corporate bond issuance. Explain the reasoning for your selection. Illustrate your discussion using numerical examples. Identify and describe the five most important ratios for a potential bank investment in a short-term corporate loan. Explain the reasoning for your selection. Illustrate your discussion using numerical examples. Identify and describe the five most important ratios for a potential shareholder to assess prior to making a stock purchase in a company. Explain the reasoning for your selection. Illustrate your discussion using numerical examples. Review the article by Kaminski, Wetzel, & Guan. (2004). Describe the research question being addressed. Discuss the methods used and the conclusions reached by the study. Support your paper with a minimum of five (5) external resources In addition to these specified resources, other appropriate scholarly resources, including older articles, may be included. Length: 5-7 pages not including title and reference pages

10-K Ford Motor Company Review Ford Motor Company’s Form 10-K (http://www.sec.gov/Archives/edgar/data/37996/000003799613000014/f12312012-10k.htm) for 2012. Explain the purpose of a company’s 10-K and how it interprets the firm’s financial strength. Write a description of three important items, including their significance to stakeholders, that you learned from reading Ford Motors Company’s 10-K for 2012. Your paper must be two to three pages in length (not including the title and reference pages) and formatted according to APA style

The bonus budget is set at the start of the financial year by the finance team and given to the incentive team to to manage. The budget of the sales department is 24% of the full time employees salary. This is reviewed every quarter due to any over spend or under spend depending on sales. The issue that if there is any overspend the next quarter the agents are then impacted by the incentive scheme been reviewed and lowered. As a department we do not see the budget or have any idea on how the budget is performing. The agents are paid a certain % based on their conversion and revenue. Part of the issue is that the marketing team can send out marketing that drives calls into the call centre and this can have a positive effect on the agents conversion meaning that the incentive team are paying out more than they budgeted for within that quarter. When the bonus is reviewed if this negativity effects the agents and team moral can drop, Using the following pages 148-150 chapter 12 i need you to identfy what type of budget the budgeting problem uses is.  I then need to use the following Page s135-136 and week 11 The function and possible benefits of budgets. and talk about advantages and weaknesses. I need you to apply the concepts to the problem above

Create a Microsoft PowerPoint (PPT) presentation in which you analyze each of these required areas: Financial Institutions reviewed Audience Problem statement Research methodology employed Findings & Recommendations Your conclusions and recommendation for future research. Incorporate appropriate animations, transitions, and graphics as well as “speaker notes” for each slide. The speaker notes may be comprised of brief paragraphs or bulleted lists. Create a PowerPoint presentation. Think about who your target audience is and how your topic affects them. The required length of the PowerPoint Presentation option for this assignment is 12-15 slides (with a separate reference slide). Your presentation MUST include key notes that contain 100-150 words per slide (you will insert this in these notes in the note section at the bottom of the slide). Be sure to include citations for quotations and paraphrases with references in APA format and style. Save the file as a PPT file with the correct course code information in the name

Write a 1,050- to 1,400-word paper about how the political process and changing public policy at the federal, state, and municipal levels influence budgeting. Include details on how the change came about and its effect on the resulting program. Ensure you: o   Identify political, economic, social, and cultural influences that caused the change in the budget. o   Identify the interaction among the federal, state, and municipal levels with regard to your selected program. o   Specify the limits of the agency budget office and how they may try to compensate for those limits. o   Identify some strategies and agencies politicians might use to justify increasing or decreasing the budget for the program you selected.   Format your paper according to APA guidelines.

if you have 10 million dollars to invest  how will you invest it? you can not invest more than 15% in any one country or business what or who you are investing and why? chart ( only required one chart shows the percentage of your portfolio)/ analysis/ why  minimum 5 pages excluded chart   APA format must have 3 academic reference/ 3 global financial reference

Research Project: People’s Bank of China (PBOC), the Chinese Central Bank is a major tool in guidance of Chinese economy by directing the credit and guarding price stability. The project requires you to describe the roles and structure of that bank within the Chinese economic system. Discuss how PBOC is organized and functions.  The PowerPoint (attached) discuss how FED function, system, policies, and more. Take this as example of topics that can be discussed with PBOC. Please use APA format, and please use Word citation function for citing.

Read the following article/excerpt: Lazonick, W., and Jacobson, K. (2018, August 23). End Stock Buybacks, Save the Economy. The New York Times Buffett, W.E. (1984). Warren Buffett’s 1984 Letter to Berkshire Shareholders. Read the “Dividend policy” section Question for discussion: Comment on when or under what circumstances share buyback would be considered a bad investment.

Select two articles that pertain to cutting-edge international financial developments from reputable sources (i.e. WSJ). The articles should not be older than 10 days from when the assignment is due. In each IFM, there should be a brief summary of the news item, as well as the pros and cons covered in the article/news item. In addition, and most importantly, there should be an analysis of the event, with your reasoned views, with some theoretical and/or empirical justification. An IFM, or a crisp, professional discussion of the “International Financial Management,” will require you to select any two separate news items that pertain to cutting-edge international financial developments. You should select international financial developments pertaining to markets or instruments or institutions which were in the news in the immediate past seven to ten days before the respective IFM is formally due.