Finance

Background of the Assignment: You have been recognized as an expert on financial analysis. As such, you have been hired to conduct a review of a company’s latest consolidated financial statement and make recommendations to leadership based upon your findings. You will need to research and then choose a health care organization (see list of suggested organizations below), review their latest annual report and identify operational challenges, and opportunities, which entails providing a financial analysis of their financial statements. You should provide the following information on the organization as well as an analysis of the organization’s financial statements to develop a comprehensive business   CONTENT: If you use the underlined headings provided below, they will help you organize your Business Proposal Analysis.   Introduction – Background/History of the Organization:  Include a detailed introduction of the organization you chose. You will need to include the organization’s history, purpose, and identify the service or product they offer (This information is normally found in the annual report). Operational Structure:  Identify the structure of the company (Sole-proprietorship, Corporation, Partnership, etc.). Include a definition of the type of structure. (This information is normally found on the SEC website). Financial Analysis and Stability:  Discuss the purpose of a financial analysis. Identify the steps required in performing a financial analysis. Include information on the organization’s assessment of their current financial stability (This information is normally found in the annual report and via the SEC website). You can review the textbook and read about “Vertical and Horizontal Analysis”. You can include information about the differences between a vertical and horizontal analysis. Include actions the organization should take if the findings show unexpected differences. Examples always help to convey your statements. Financial Ratios: Discuss the use of financial ratios, how often organizations assess themselves, and who internally and externally uses the results of the financial ratios to make investment decisions. You should provide two ratio calculations (from the list below) using the organization’s financial statements. In addition, explain what the result of the ratio calculations tells you about the organization’s financial stability. Conclusion: Discuss the findings from your analysis. Summarize the key points, and state the organization’s financial viability. Make sure to provide a recommendation to leadership on how they can increase their revenue, and reduce their liabilities to remain financially viable in the future.   Health Care Organizations list: Anthem, CIGNA, CVS, Walgreens, United Healthcare Group, Allergan, Pfizer, Moderna, Merck, Penumbra, Teladoc, Glaukos, Invitae, Biohaven and Zymeworks just to name a few…   Ratio list: Choose two of the ratios listed below. Then perform a calculation of that ratio using the organization’s financial statements. Make sure to include an explanation of what the result of the calculation means about the organization. Review Week 3 discussion on financial ratios. Current Ratio (Liquidity Ratio) Debt to Asset Ratio (Solvency Ratio) Free Cash Flow (Solvency Ratio) Price Earnings Ratio (Profitability Ratio) Profit Margin Ratio (Profitability Ratio) Return on Total Assets Ratio (Profitability Ratio) Working Capital (Liquidity Ratio)

comparative analysis of Black Swan in Emerging market and Developed market

An investor has $10m to invest and has the following options: 1) depositing it in a US bank account paying 3% annually, or 2) depositing it in a German bank, where the annual rate of interest is only 2%. Assume that today the current spot exchange rate for the Euro is given as $1.2750, while the 1-year Dollar-Euro forward rate is posted as 1.2995. a. Based on your knowledge of the relationship between interest rate differentials and the current dollar-euro forward premium or discount, in which country should the investor deposit her money? why? b. If you had the power to adjust the German interest rate, with all else constant, what rate would you establish, such that the investor is totally indifferent between depositing in either countries? Show your work and the logic behind it. b. If you had the power to adjust the German interest rate, with all else constant, what rate would you establish, such that the investor is totally indifferent between depositing in either countries? Show your work and the logic behind it.

Accounting/management tools that assisted in making decisions and in providing controls for the company Address you memo to your instructor (Nancy Johnson), describing the tools that you have gathered, identify where you feel they are useful, and describe how you will apply them in an organization. This paper should demonstrate your learnings throughout the semester and exhibit your conclusions. Zimmerman, J.L. (2020). Accounting for Decision Making and Control. (10th ed.). Irwin, CA: McGraw Hi

Assignment: Exchange-traded funds (ETFs) are a low-cost, flexible way to diversify a portfolio. To learn more, go to Yahoo! Finance and click on investing, then on the ETFs tab. a. What are the pros and cons of investing in ETFs? b. What are the five most actively traded ETFs? c. Which ETFs grew the most in the last three years? d. In which industry sectors or countries do these high-growth ETFs specialize? Go to the websites of Charles Schwab, E*Trade, or Ameritrade and find two IPOs offered in the past eighteen months. Track the performance of each from its introduction to its present market price. Report your observations and any conclusion. Imagine you are in your mid-20s, single, have just inherited $50,000, and you want to invest it to meet two financial goals: (a) to save for your wedding, which you plan to have in two years, and (b) to save for your retirement a few decades from now. How would you invest the money? Explain your answer. Select two stocks for your portfolio–one from the NYSE and one from the NASDAQ. Explore the changes over the last twelve months for your two stocks. Note any particular significant moves and see if it is possible to explain these moves in terms of news about the firm, about the markets, or about the world more broadly. Report your observations and explain any conclusions.

Differentiate the dimensions of credit risk and their impact on the aggregate economy. Instructions Risk management practices within the financial sector are of particular interest to regulators. This is because the failures within this sector disrupt the functionality of the financial system and derail economic growth and efficiency. A historical reference point is the subprime meltdown of 2007 because it is the most prominent example of a massive risk management failure. In this assignment, you will evaluate the consequences of such a failure. You have been hired by the board of Financial Leaders to facilitate a presentation on this topic. You must submit the items you intend to cover to the event planner by next week. Your presentation should be in PowerPoint and should address the bullet points below. You must also submit your presentation notes that you intend to use during the presentation using the Notes feature at the bottom of the PowerPoint slides. Discuss why credit risk management within the financial sector is so essential. Why do you think so many banks failed to properly manage risk prior to the financial collapse? What are the consequences of failing to manage credit risk and whom do they affect? What measures can banks employ to mitigate credit risks?

I would like to my paper to be on Amazon.com. Please ensure to clearly state each “Requirements” below in the essay. Create an 8-10 page report in which you examine a major public company and provide a recommendation on how shareholder value could be enhanced, with resulting impact on the firm’s capital structure and stock value. Introduction This portfolio work project will illustrate what potential financial strategies can be employed by firms to impact company valuation and how they should be financed. This is a relevant concept for both large and small companies. You will have a chance to apply the skills expected of an MBA graduate; from the financial management perspective, you should be able to:  Utilize financial strategies that will increase the price of stock.  Calculate WACC and capital structure. Evaluate how financial strategies impact the capital structure. This assessment requires you to examine a major public company and provide recommendations on how shareholder value could be enhanced, with resulting impact on the firm’s capital structure and stock value. You will estimate the firm’s current WACC.  Scenario Fast forward to when you have successfully completed the MBA program. You are now a Chief Financial Officer of a large, publicly traded company at (go ahead and insert your dream company here). Using your dream company, conduct extensive research on the current situation of the company using resources like the Wall Street Journal, Bloomberg, GuruFocus, Yahoo Finance, EDGAR, and the Capella library. As the CFO, you have been given a project by the CEO and Board of Directors to prepare a report on ways to financially engineer the company to increase stock price.  From the company’s website, go to the financial section and examine the financial statements (income statement, balance sheet, and statement of cash flows) and 10K and 10Q reports, and conduct a financial ratio analysis including the following: current ratio, debt to equity ratio, return on equity (ROE) ratio, dividend yield, earnings per share (EPS or the last 4 quarters), price to earnings ratio (P/E), and market to book ratio. Compare these ratios to those of the company’s nearest competitor. Assume that the objective of upper management is to maximize shareholder value by increasing the price of the stock. Describe the subjective impacts (threats, opportunities, competitive edge) that are unique to the firm and its industry that you found in your research. Based on the ratio results and research, from the following list of ways to financially engineer an increase in stock price, evaluate each method, examine its pros and cons, and then select the best ways for the firm to increase the stock price. Be as specific as you can by using qualitative assessments without proprietary company information: Capital expenditures—new equipment, plant, machinery, marketing/advertising campaign, computer infrastructure (only choose if your research of the firm has discovered some specific opportunity here). Merger/acquisition of a competitor. Stock repurchases. Dividend policy change—increase, decrease, stock split, stock dividend. Reduction of debt. Expansion into a new geographic market. Introduction of new products/services. Your Role You are the Chief Financial Officer of your selected company.  Requirements The report you submit to the CEO should meet these expectations: Evaluate strategies used to increase stock prices and shareholder value.  Analyze strategies to employ cash to potentially increase shareholder value and the impact on financial risk of the entity, such as capital expenditures, mergers/acquisitions, stock buybacks, dividend increases, reduction of debt, expansion into a new geographic area, and introduction of new projects. Analyze financial statements and ratio analysis to determine the optimal strategies.  Describe the subjective impacts that are unique to the firm and its industry through ratio analysis of the financial statements and qualitative research. Relate the analysis to the strategies. Identify the pros and cons regarding each strategy. Use behavioral models and theories to support your analysis and evaluation. Determine the best strategies, and describe how earnings and stock price can be increased by these choices. Comment on how the efficient market hypothesis may impact stock price with the recommendations. Recommend the best strategies to gain the most optimal performance. Provide justification and rationale for your recommendation. Align your recommendation with analysis and data. Provide examples and analysis to defend recommended strategies. Connect the recommendation to methods and models of financing and investing.  Evaluate how the recommendation will be financed and how it will impact the capital structure and the risk of the company and the WACC. Calculate the firm’s current WACC and capital structure (percentage of assets financed by liabilities versus percentage of assets financed by shareholder equity).   Determine whether the firm has sufficient finances to fund your recommendation internally (with cash) or if it needs to raise funds externally. If external financing is required, decide between common stock and debt (bonds) and explain the rationale for your decision. Examine how your strategy recommendation will potentially impact WACC, capital structure, the overall risk of the company stock, and the effect on the stock price. Deliverable Format Report requirements: Ensure written communication is free of errors that detract from the overall message and quality. Use at least three scholarly resources.  Your report should be between 8 and 10 pages. Use 12 point, Times New Roman.  Related company standards: This report is a professional document and should therefore follow the corresponding MBA Academic and Professional Document Guidelines (located in the MBA Program Resources), including single-spaced paragraphs. Use APA-formatted references.

Please write a short (limit 1000 words) essay on the United Nations Human Rights Council’s 2017 report on the financialization of housing (relevant links below). You may either agree or disagree with the report. Your grade should not depend on which side you take, just on how well argued your case is. Try to consider principles from this course about the functioning of financial markets, whose purposes they serve, and how they can solve fundamental economic problems, or, perversely, worsen them. Essay on the financialization of housing – http://www.ohchr.org/en/NewsEvents/Pages/DisplayNews.aspx?NewsID=21264&LangID=E Full report, plus additional languages available here – http://www.ohchr.org/EN/Issues/Housing/Pages/AnnualReports.aspx Review criteria You may either agree or disagree with the report. Your grade should not depend on which side you take, just on how well argued your case is. Try to consider principles from this course about the functioning of financial markets, whose purposes they serve, and how they can solve fundamental economic problems, or, perversely, worsen them.

Investing in My Future Assignment Finance is exciting! In this course, we learned how money can grow through the use of compounding and interest rates and your growth strategies may now be different. For this assignment, develop a summary and a 2–3 page paper. For help with this assignment, view the FIN100 Writing Assignment Help video. Summary This summary will help you develop your paper. Begin writing your summary by responding to the following questions and prompts: Develop a one-paragraph summary using the Week 10 Writing Assignment Template [DOC]. A section for your summary has been provided within the template. Note: Do not use this summary as the introduction to your paper.  Think about what you learned in this course. What are your new financial goals? Would you like to become more liquid, to save more for your retirement, or to start a new business? Whatever your goals, finance is right at the core. Think about what you learned in this course regarding investing to complete this assignment. Paper Write a two to three-page paper in which you: Write an introduction in your own words, based on the content of your paper. Describe three ways you will invest in your future based on the principles of finance discussed in this course. Include terminology from the course and use citations as necessary to support your explanation of the terminology. Discuss one of the three ways you feel most confident as a way to invest in your future. Explain your level of confidence. Of the three ways that you will invest in your future, discuss the one that you perceive might be the most challenging. Then, discuss how you might overcome some of those challenges. Use the Week 10 Writing Assignment Template [DOC] to provide additional help with organizing your assignment. Submit your summary and paper by uploading them together to the assignment submission area. Note: This course requires the use of Strayer Writing Standards. For assistance and information, please refer to the Strayer Writing Standards link in the left-hand menu of your course. Check with your professor for any additional instructions. The specific course learning outcome associated with this assignment is: Discuss investment plans based on finance principles.

esearch and write a Five-page paper addressing Net Worth.  Since net worth is the total financial value of an individual, center your paper on the net worth of white households and contrast it with the net worth of African American households in the District of Columbia region.  Still further, contrast and compare why people, and people of color, in particular, have a tendency to place greater value on their net income versus their net worth. Include in your paper what types of organizations offer their employees 401ks, 403bs, TSP’s, and 457 Plans.  Finally, research and write what exactly is a tax-deferred account, and why it is beneficial OR detrimental to you.