Finance

International Fund: Written Assignment 3   Please select an international ETF or Mutual Fund. The holdings should not include stocks are bonds from US companies or governments. You should locate the fund prospectus but other sources of information are certainly applicable.   Provide a two-three page document, single to 1.5 spaced with size 12 font.  You may use bullet points when appropriate.  The document should include an overview with a paragraph explaining characteristics.  The document should include two tables (one table of the fund’s holdings and one table of the fund’s performance) and one figure.  Please provide a brief explanation of each when appropriate.  The document should conclude with an analysis of the fund.    Overview: What is the fund family (e.g. iShares)? What are the fund objectives? The fund might be designed to mimic the performance of a small-cap MSCI index. What country or region does the fund focus on? Do you consider it to be a developed or an emerging market? Identify the funds underlying benchmark index.  The benchmark may be straight-forward. However, the index might be more obscure.   Identify the following: ·      Price ·      Assets Under Management ·      Expense Ratio   Performance: (You may present the performance in a standalone table or combine it with the data above). What have been the funds returns over the past 1 yr. and 5 yrs.? How does the fund perform relative to the S&P 500 (1 yr. 5 yrs.)?   Figure: Provide a figure of the returns relative to the S&P 500 SPDR ETF: SPY.    Holdings: Identify the top holdings (10 if stocks) in Table 2.   Company Weight (%) Industry Other                                 Analysis: Provide an analysis of the fund addressing the questions below with additional insight. Do you consider the fund to be risky? Is it risky relative to the S&P 500? Explain how the fund might fit into the strategy of a broader portfolio? Would you buy the fund?   Other: Some funds provide a vehicle for foreign currencies.      Sources of Data: Etf.com is one possible way to identify the ETF. Database and Search Criteria   CRSP Data   iShares                                                                                                https://www.ishares.com/us/products/etf-investments#!type=ishares&style=All&view=keyFacts   Markets & Regions (Developed, Emerging, Frontier)   iShares Broad Region Examples:  AAXJ iShares MSCI All Country Asia ex Japan ETF IEUS iShares MSCI Europe Small-Cap ETF ILF iShares Ltin America 40 ETF     Vanguard https://investor.vanguard.com/etf/list#/etf/asset-class/month-end-returns   VWO Vanguard FTSE Emerging Markets ETF https://investor.vanguard.com/etf/profile/VWO Goal is to closely track the return of the FTSE Emerging Markets All Cap China A Inclusion Index.

1.     Visit finance.yahoo.com, do some research and choose any company that is paying dividends, has P/E and EPS. For the discount rate choose a rate between 2% and 10% and for growth rate choose a rate between: 1% and 6%.  Then answer the following:   a)     Name of the company chosen, indicate stock quote price, stock quote symbol, EPS, Dividend amount and P/E. b)     Explain why you chose that discount rate and growth rate for your stock.   c)     Calculate the company’s value according to any of the two methods that we learned in class (Dividend growth model or P/E multiple). Pick only one method d)     Compare the value that you have reached versus the quoted price of the stock, should you buy the stock or not? Why?

General Instructions;  1. Form groups of 2 students Max. (Individual submissions will not be accepted). 2. Submit a soft copy of your report via ITC – The word files sent via ITC should be named with the group member names as follows: AHMED.DANA.docx or RIAD.BARA.docx – Files without proper names will not be graded 3. Font Size and type 12-pt. Times New Roman 4. No spacing in the paragraphs, 1 line between paragraphs. 5. plagiarism and academic integrity are seriously considered. Don’t put yourself in an embarrassing situation.  USE your OWN LANGUAGE 6. Referencing format: APA style  (You can find a lot of auto referencing websites on the internet) 7. You need to include all the references you use

Select an IPO that occurred in the last five years and research it using credible financial publications (e.g., Bloomberg, The Financial Times, The Wall Street Journal, The Economist). Referring to your research and analysis of the company’s financial statements prior to the IPO (found via the SEC EDGAR Company Filings), determine whether you think the IPO was a success. In your post, address the following questions with appropriate support for your answers: Did the company value the IPO correctly? Was the company able to generate additional value for shareholders via the IPO? What economic and market factors potentially influenced the results of the IPO? Do you think the IPO was a success based on your analysis? In your responses to your peers, explain whether you agree or disagree with the assessments of their selected IPOs. Can you identify additional economic and market factors that may have influenced the results of the IPO?

You are a newly hired financial analyst for a mutual fund called Wealth Grower. Your fund manager wants to invest in a stock from the S&P500 Index but needs you to do some research and then ultimately make a recommendation on whether this stock is appropriate to invest in or not. Write a report to your fund manager answering Sections A to D, which includes a final recommendation.

A payday loan is a small, unsecured, short-term loan ranging from $100 to $1,000 (depending on the state). Borrowers simply write a personal post-dated check for the amount they want to borrow. A flat fee of $15 for every $100 borrowed is usually charged. The fees on such loans can equate to an annual interest rate of over 390%. Some argue this is an outrageous rate. On the other hand, the costs of these loans can be less expensive than the other costs the borrowed funds are being used to avoid. For example, the $15 fee might be used to get $100 to avoid a $30 check overdraft charge, a $40 late credit card payment fee, or a $90 charge to reconnect electricity service, which will be disconnected without the money to make the electric payment. A manager at a payday loan and check cashing business defends his company’s business practice as simply “charging what the market will bear.” “After all,” says the manager, “we don’t force people to come in the door.” How would you respond to this ethical defense of the payday-advance business?

‘Risk management, so often considered merely as a way to stave off threats from the various risks organizations face, can also be used as a tool to create value’  –  –      Henry Ristuccia, partner, Deloitte & Touche LLP provide a thorough discussion on ‘Does risk management add value?’. An outstanding essay must show sufficient arguments to the following points: ·         Clarifying major financial risk resources in financial markets. ·         Explaining the value of risk management to financial institutions. ·         Verifying the connectedness between the financial system stability and risk management. ·         must use Bloomberg trading platform to collect evidence to support above arguments, e.g. the blogpost, the news, report etc. ·         The website of FCA is also a rich source: https://www.fca.org.uk/about/supervision/risk-management

This paper should provide your thoughts on how accountants and auditors play a role in ensuring good corporate governance. What ethical issues are raised for any of these parties and how might they be addressed? How do they monitor and influence governance?

Just follow the given a scenario in Guidelines and Rubric Also I am copying same scenario here as well just in case! Scenario –> You have completed an internship in the finance division of a fast-growing information technology corporation. Your boss, the financial manager, is considering hiring you for a full-time job. He first wants to evaluate your financial knowledge and has provided you with a short examination. When composing your answers to this employment examination, ensure that they are cohesive and read like a short essay.

This activity requires you to examine the fixed costs of Ray’s restaurant and to suggest how an understanding of these costs can help to further improve the business’s profitability. The activity is designed to show the importance, for decision making, of understanding the cost drivers in an organisation. Please read the case study for mcneil and complete the activity based on that case study it is labled as activity 2 week 14 Please use the example attached for guidence you can take things from it but reword them this is labled actvity 14.2 file this need to be done using the attached file table 14.11