Finance

>This is a discussion.  > Read the article regarding life estates and discuss the ways someone can alter the fate of a property through a life estate.  > The link for the article: https://learn.uco.edu/content/enforced/304397-15195.202110/DirectFileTopicDownload-5.pdf?_&d2lSessionVal=cCjBxMDdg94atMo9s1H0NlQ8x

You are a municipal budget analyst. Using your favorite search engine, locate the budget of a municipality that has completed a petition to file bankruptcy. Some examples include Detroit, Michigan; Stockton, California; Central Falls, Rhode Island; San Bernardino, California; Prichard, Alabama; and Vallejo, California. Develop your case study findings and recommendations in which you discuss the following: Briefly describe the municipality’s demographics. Evaluate the previous three-year trend of the municipality’s major revenue sources and expenditures. Analyze the impact of the issues contributing to the municipality’s budget deficiencies. Propose three alternative financing options.

How global logistical companies can use blockchain technology to cut down operation costs.

What are your short term career plans and how will the Pepperdine degree help you reach your long term goals? I would like to focus on my career goals to work as a financial advisor.

How global logistical companies can use blockchain technology to cut down operation costs.

Instructions THIS IS A POWERPOINT PRESENTATION Assume that you are a social worker for the Department of Children and Families in your state, and you have been asked to present information about a public assistance program of your choice to a group of volunteers who will be working with low-income families. Prepare a PowerPoint presentation in which you cover the following information about the program: Discuss the evolution of the program. Explain the means test utilized by the program. Discuss the role and relationship that exists among federal, state, and local governments in the administration of the program. Your PowerPoint presentation should consist of at least seven slides, not including the title slide and reference slide. Please be sure to cite all references using APA style.

1.    Choose one public company in the U.S. that you are interested in and find the industry peer that closely resembles the target company’s line of business.  2.    Find the latest five years’ annual reports of the firm. You should go to the SEC website to search for 10-k filings instead of gathering financial information from some third- party site.  3.    Compile comparative financial statements in the latest five years. Apply year-to-year change analysis on essential items of the financial statements. Construct the vertical common-size income statement and common-size balance sheet by expressing each item in the financial statements as a percentage of a relevant total within the same year. Explain the change of trend in your analysis.  4.    Calculate financial ratios for the target firm and the peer using the comparative financial statements. The ratios should be grouped into five categories: Liquidity, Profitability, Efficiency, Long-term solvency, and Investor-oriented ratios. These ratios will provide the basis for analyzing the financial performance of the company. Based on the financial performance, identify the issues related to the target company’s business operation, and make investment recommendations from long-term investors’ perspective.  5.    Each student needs to write a report to summarize your findings. Key discussion items could include but not limited to the following points:    a)     a. Summary of the company. Write a brief description of the company that you are analyzing. Identify the company’s strengths, threats, and risk factors.    b)   Use the year-to-year change analysis to identify the trend and kinks over time.    c)    Refer to  the vertical common-size in come statement and common-size  a.    balance sheet and compare each item change over time. Read the relevant  footnotes and find out the economic reasons that lead to the change.    d)   Financial ratio analysis. Explain the trend of the ratio change by referring to the corporate decisions in the footnotes. Comment on the business issues implied by the change and make suggestions to managers. (Don’t just state the calculation formula; tell the story behind the ratios). Compute the same ratios on an industry peer and use the industry peer as the benchmark for comparison.  e)    Explain the change of ROE in the DuPont analysis format. The improvement or deterioration of ROE may be caused by financial leverage, sales efficiency, and/or profitability. Which one is the main reason for the change? You can use your analysis as a reason for the buy/not buy decision.  f)     (bonus points) Apply Altman’s multivariate model on the targeted company and benchmark to predict bankruptcy.  g)   Recent news. The news could be economic, industry, or company-specific. Illustrate how the news might affect your decision to invest in the company. Examples of company-specific news include recent acquisitions, management change, earnings reports, lawsuits, or significant changes in operations, etc.  h)   Recommendation to Buy or Not to Buy. Form an investment recommendation based on the above analysis.  i)     In the conclusion of your report, please list the operational issues identified by referring to your analysis results. Please state your recommendation clearly with relevant reasons. The reason should be consistent with your analysis results. Be sure to check the grammar and spelling in your report, be sure to write your name and student ID on the header.  6. What should be included in your submission? I will create a submission link on the course website. You need to include the following in your submission:  a)    project reporting word or pdf format.  b)   Excel spreadsheet that includes the original financial statements, horizontal  a.    and vertical analysis, common-size income statement and balance sheet, financial ratios calculated in five categories, Dupont Analysis results, Bankruptcy analysis results using Altman’s model (bonus). Spreadsheet results are what you used in the report.    Finally, have fun in doing your term project!

In this assignment, you will consider the impact of COVID-19 on financial issues in the sport industry.  In 2-3 pages (500-750 words), discuss what the most significant impacts of the pandemic on the ways that sport organizations are financed and managed.  Some questions that you might consider: ·       What should sport organizations do to maintain financial stability and prepare for future growth? What should they stop doing?  ·       What are opportunities to monetize innovations prompted by the pandemic? ·       What aspects of the sport industry will thrive in the new landscape? What segments of the sport industry will fail? ·       How will changes in consumer needs and preferences affect the ways in which we finance the sport industry? The above list is not comprehensive.  You may choose to answer one of these questions, a few of these questions, or none of these questions.  The key is to integrate the information shared by industry experts with your own thoughts and the knowledge gained over the course of the last five weeks.

Little State University Budgeting Crisis You have been hired by AD Beth Duncan to submit a budget proposal that will balance LSU’s budget in the face of state budget cuts.  Your final case presentation includes two parts:  (1) an Excel budget that shows the balanced budget and conforms to the guidelines presented in the case; and (2) a conference call with “Beth” (aka Emily) to present your plan.  In your conference call, you will have 15 minutes for prepared remarks and a maximum of 15 minutes of Q&A.  The length of Q&A will depend on the thoroughness of your prepared remarks.  You may wish to use a visual presentation to accompany your prepared remarks, but this is not required. Utilize the accompanying Excel-based budget file (found on canvas) to balance the budget minus the loss of income from the state legislature. Be sure to eliminate the deficit and, preferably, budget for a moderate surplus in case next year’s revenues fall short of expectations or costs exceed projections. Also, make sure the gender disparity of males’ and females’ participation opportunities are no worse than the status quo and ideally within the five percent range.  As stated in the case, you are limited from balancing the budget through increased revenues, as revenue streams have already been maximized. Keep in mind that budgeting is a political, as well as financial process, and you will have to provide a sound rationale for the choices you make (and defend yourself in the meeting with Beth).   Questions to consider in preparation of the case:   What overall philosophies guided your decision making in balancing the budget? In this regard, what priorities did you establish in advance dealing with issues such as the following: a. Making cuts equally across all sports versus cutting more funding from some sports than others? b. Eliminating one or more sports programs altogether in order to preserve the budgets of the remaining sports versus cutting expenses from many programs in order to avoid eliminating programs? c. Making cuts in sports programs versus in administrative areas? d. Weighing short-term versus long-term implications of cuts being made? e. The degree to which Title IX and gender equity played a role in deciding which cuts to make? f. Accepting the offer of a guarantee to play a football game at Mid-Sized State University versus the impact of likely adding a loss to the LSU football team’s record as a result?

In this assignment, you will consider the impact of COVID-19 on financial issues in the sport industry.  In 2-3 pages (500-750 words), discuss what the most significant impacts of the pandemic on the ways that sport organizations are financed and managed.  Some questions that you might consider: ·       What should sport organizations do to maintain financial stability and prepare for future growth? What should they stop doing?  ·       What are opportunities to monetize innovations prompted by the pandemic? ·       What aspects of the sport industry will thrive in the new landscape? What segments of the sport industry will fail? ·       How will changes in consumer needs and preferences affect the ways in which we finance the sport industry? The above list is not comprehensive.  You may choose to answer one of these questions, a few of these questions, or none of these questions.  The key is to integrate the information shared by industry experts with your own thoughts and the knowledge gained over the course of the last five weeks.